Insurance agency in Brisbane City, Australia

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Insurance agencies are businesses that sell and underwrite insurance. Insurance agencies can be either independent or captive. Insurance agencies typically sell multiple types of insurance, such as home, auto, life, and health. Insurance policies are a contract between the insurer and the policyholder, and they typically cover losses incurred by the policyholder. Insurance agencies typically earn a commission on the insurance policies they sell, and they may also earn a fee for providing services to policyholders, such as filing claims. Some insurance agencies also offer financial planning services. Insurance agencies are regulated by state law, and they must be licensed in order to sell insurance. Insurance policies are contracts, and as such, they are subject to the laws of contract formation and performance. Insurance agencies must comply with these laws when selling insurance policies.